What dmscs shows

Your portfolio as the companies you actually own: every fund opened, every holding weighed by what you have in it, and the same company counted once however many ways you hold it.

• Exposure mapOne block per company, sized by value and grouped by sector. Zoom into a sector or filter to names you hold more than one way.
• Headline figuresHow much of the portfolio was seen through, your largest underlying holding, the share in your top ten, and how much is held twice.
• One company, one lineDifferent share classes and listings of the same company are merged, and foreign holdings are converted to dollars.
• Company profileAny ticker, anywhere in the app, opens a profile of the company and how you hold it.

Owning many things isn't the same as being spread out. These views count how many independent bets you really have.

• OverviewIndependent bets, the diversification ratio and the effective number of holdings, counted five different ways.
• Concentration over timeHow much sits in your largest names and how that has changed, by holding or by look-through.
• CorrelationWhat moves together on ordinary days and in downturns, and whether anything you hold actually offsets the rest.
• Fund overlapWhich of your funds repeat each other, and the companies they share.

Where your money is, measured the ways that matter for risk.

• Style boxLarge, mid and small against value, blend and growth for stocks; duration against credit for bonds. Each box shows what drives it.
• Geography by revenueWhere your companies earn their money, from their annual reports, not just the country they're listed in.
• Fixed incomeDuration, interest-rate sensitivity, maturity buckets and credit quality across bonds and bond funds.
• Active weightsHow far your stocks differ from a benchmark fund, and the names doing the differing.

Today's holdings run back through history and compared with a benchmark built from your own mix of stocks, bonds and cash, or with a broad index fund if you prefer.

• Returns and risk-adjusted returnsGrowth against the benchmark, with Sharpe, Sortino, beta, and up and down capture.
• AttributionHow much of the difference came from your asset mix and how much from what you picked.
• Drawdowns and tail riskThe deepest falls and how long they took to recover, and how bad a bad day or month could be, in dollars.
• Stress tests and risk contributionPast crises and hypothetical shocks replayed on your portfolio, and which holdings carry more risk than their size.
• Account returnsMoney-weighted return for each account, counting when money went in and out.

Everything that pays you, in one yearly figure.

• SummaryTotal yearly income and where it comes from, split between work and the portfolio.
• DividendsA yearly estimate from the last twelve months of payments by every company you own, including those inside funds.
• Bonds and savingsCoupon and fund interest, and what your cash earns.
• PayrollGross pay, retirement contributions and estimated taxes, and where each year's pay goes.

Analysts' price targets, applied to the companies you own underneath, give an implied twelve-month return for the whole portfolio, with a range, set against the same figure for the market.

• Mean, pessimistic or optimisticRead the average target, or the low or high end of the range.
• Coverage shownHow much of the portfolio has analyst coverage, so you know what the figure rests on.

Try things before doing them.

• Growth forecastThousands of possible futures from now to retirement and beyond, with contributions, withdrawals and a mix that shifts as you age.
• Trade simulatorSell this, buy that, and see what happens to exposure, overlap and income before you place an order.

You add your positions in the app: what you hold, how much, and in which account. It understands stocks, ETFs and other funds, bonds, crypto and cash. Linking brokerage accounts directly is planned.

• Prices and fund contentsYahoo Finance, fund issuers' published holdings files, and OpenFIGI to identify securities.
• Company revenue by regionAnnual reports filed with the SEC.
• Coverage, statedFree sources list a fund's largest holdings only, so dmscs shows how much of each fund it can see, and labels any stand-ins it uses.