dmscs
See what your portfolio actually holds.
dmscs looks through every fund you own to the companies inside it, then shows your real exposure, the overlap between funds, how concentrated you are, what it all pays and where it could go.
Invite-only. Free. No ads, and your data is never sold. Already invited? Sign in.
Look-through
Sample portfolioLargest underlying holdings, share of portfolio
- 1 AAPLApple 7.4%
- 2 MSFTMicrosoft 6.2%
- 3 NVDANVIDIA 5.1%
- 4 AMZNAmazon 3.4%
- 5 GOOGLAlphabet 3.0%
Three funds can be one bet
Your statement lists funds. Your money is in the companies those funds hold, and the same names turn up in fund after fund. dmscs adds them back together.
What you hold
Three positions, as your statement shows them.
- VTIUS total market fund$40,000
- QQQNasdaq-100 fund$25,000
- AAPLApple, held directly$10,000
What's inside
dmscs opens each fund and weighs every company by what you have in it.
- Apple inside VTIabout 6% of the fund$2,400
- Apple inside QQQabout 8.5% of the fund$2,125
- Thousands of other companiessized the same way$60,475
What you own
Apple, counted every way you hold it.
- Held directly$10,000
- Through two funds$4,525
- Apple in totalof a $75,000 portfolio19.4%
13% on paper, 19% in fact. That gap is what dmscs is for, and it runs through everything else it shows: sectors, countries, concentration, risk and income are all worked out from what you own underneath. Figures here are illustrative.
One place for the whole picture
Every view starts from the look-through, so the numbers agree with each other.
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Look-through
Every fund opened up and every company weighed, on a map of your portfolio by sector, with each name flagged when you hold it more than one way.
Look-through → -
Concentration and overlap
How many independent bets you really have, how much of your money sits in a few names, and which funds repeat each other.
Diversification → -
Sectors, style and geography
Where your companies earn their revenue, not just where they're listed. Size and style, and bond duration, credit and maturity.
Exposure → -
Performance and risk
Returns and risk measured against a benchmark blended to your own mix: drawdowns, tail risk, stress tests and what each holding adds.
Performance and risk → -
Income
Dividends, bond and savings interest, and pay, in one yearly figure with where each dollar comes from and where your pay goes.
Income → -
Forecasts and what-ifs
A long-range forecast of thousands of possible futures, and a trade simulator that shows what a change would do before you make it.
Simulate →
Your finances stay yours
dmscs is built for a handful of people, not to be monetised. There's no advertising, no data sale and no one browsing your accounts.
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Two locks on the door
You're checked against the invite list before a request reaches the app, then you sign in to the app itself.
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No passwords to leak
You sign in with Google. dmscs never sees or stores a password.
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Encrypted, and kept apart
Encrypted in transit and at rest. Each person's data is separate from everyone else's.
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Nothing to sell
No ads, no trackers, no data sale. Market data lookups never carry your name or amounts.
Invite-only, and free
dmscs is a personal project shared with a few people at a time. Ask for an invite, or sign in with the Google account yours was sent to.